Looking for camper van financing? We make it easy to finance your dream van. Whether you need an RV loan, personal loan, or want to explore flexible payment options, we'll help you find the right solution. Our recommended lenders understand van financing and offer competitive rates with loan terms up to 20 years.
Finance your van and build together with an RV loan. Interest rates typically 7-12%, loan terms up to 20 years. Requires 10-20% down payment.
Best for:
Financing the complete build
Use a personal loan to cover your build-out or upgrades. Unsecured loans up to $100,000 with 2-12 year terms. Rates average 7-12% based on credit.
Best for:
Financing custom add-ons
Put 50% down and finance the remainder. Lower your total interest while keeping monthly payments manageable.
Best for:
Reducing total loan costs
Pay in full and skip interest entirely. No monthly payments, no loan paperwork.
Best for:
If you have the full payment upfront
Choose from our recommended lenders and apply online. Most applications take just a few minutes. Pre-approval helps you understand your budget before building.
Lock in your rate and terms. As a licensed dealership, we can help bundle your van and build expenses into one loan.
Your van will be ready in 4-6 weeks (prebuilt) or 3-4 months (custom).
We can bundle your van and build expenses into one loan, simplifying the financing process.
We've partnered with lenders who understand van builds and offer competitive rates.
Finance everything, pay half, or just finance the build-out. You decide what works for your budget.
Our team helps you navigate financing options and find the best fit.
RV & personal loans, competitive rates on both RV financing and home improvement loans (for your build-out).
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RV Loans (Members Only) Excellent rates and customer service for military members, veterans, and their families
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Is an RV loan an auto loan?
No. RV loans are a separate category from traditional auto loans and are structured specifically for recreational vehicles, often with longer terms and different requirements. We work with and recommend IntroRV for your RV loan.
What credit score do I need for camper van financing?
Most lenders look for credit scores of 680 or higher. If your score is lower, consider adding a co-signer to improve your approval chances.
How much should I put down?
RV loans typically require 10-20% down. Putting more down reduces your loan amount and the total interest you’ll pay over time.
Can I finance the van and build separately?
Yes. Some customers finance the van with an RV loan and pay cash for the build. Others do the opposite. We can help you determine the best approach for your situation.
Do I need to get pre-approved before ordering?
No, but pre-approval helps you understand your budget before you start configuring your build. It also speeds up the process once you’re ready to finalize your order.
How long does the approval process take?
Most applications take 10-15 minutes to complete. Approval decisions typically come within 24-48 hours, though some lenders offer same-day decisions.
What loan terms are available?
RV loans offer terms up to 20 years. Personal loans typically range from 2-12 years. Longer terms mean lower monthly payments but more interest paid over the life of the loan.
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